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Restructuring of SGSY as National Rural Livelihood Mission (NRLM)

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Launched on 1st April 1999, Swaranjayanti Gram Swarozgar Yojana (SGSY) was an integrated scheme for providing opportunities of self employment to the rural poor. Like any other government schemes, this was also prone to corruption and failure. Swarna Jayanti Swarozgar Yojna (SGSY) has been renamed as National Rural Livelihood Mission (NRLM) with added provision. I was reading notification of RBI on National Rural Livelihoods Mission (NRLM) issued way back in June 2013. Uneven spread of SHGs, defunct SHGs and high attrition rate of members were the main issues faced in functioning of SHG in SGSY. This has been tackled through Universalisation of SHGs. Setting up of federations of SHGs is the salient feature of NRLM that can ensure monitoring and validation at community level. Identification of Swarozgari was major source of corruption for Bank, Block and District level officers. A lot of money was taken as bribe for clearance before proper credit reached the beneficiary. Even non ...