Diary of a Rural Manager!

"A thousand words leave not the same deep impression as does a single deed." - Henrik Ibsen Profile:   https://www.kiva.org/lender/yayaver It has been over a decade since I shared my initial thoughts on Kiva’s innovative peer-to-peer lending platform and its potential to transform rural finance. In July 2013, I wrote :  “Little is not little, enough is not enough” , committing to lend $25 each month through Kiva and making my profile public so that the claim could be verified transparently.  It has been 13 years since I first became a Kiva lender — joining Kiva on 25 June 2013 as yayaver from Udaipur, Rajasthan, India — and becoming part of a global community committed to empowering entrepreneurs who often lack access to traditional financial services.  Over the years, I have witnessed how small loans can spark meaningful change and transform communities in ways that statistics alone cannot capture. In May 2014, in  “ Takeaway from KIVA ” , I reflected ...

"I don't believe in charity; I believe in solidarity. Charity is vertical, so it's humiliating. It goes from top to bottom. Solidarity is horizontal. It respects others and learns from others. I have a lot to learn from other people." ~ Eduardo Galeano Have you heard of KIVA ? Kiva is a non-profit micro-lending organization that connects folks around the world who need a loan with people who are willing to make those loans, often at $25 increments. I am giving my tiny share, and one year of my activity with KIVA has been completed. I have contributed an amount of 25$ as a loan ten times from June 2013 to May 2014. Hence, a total fund of 250$ is acting as seed money on KIVA today. 100 $ has been returned by the borrowers and is in circulation again as a revolving fund. I too got a 50 $ bonus for introducing two friends on KIVA. You may doubt what I say, but you will believe what I do with the proof. This is  my Profile at KIVA  for verification purposes. The complete...

I have decided to lend $25 each month from my salary to people in need of credit. This will be done through KIVA . KIVA is a lending platform with a 99.03% repayment rate for 340,986,325 transactions in ended loans. This loan repayment rate is much higher than any bank. I will decide later on repayments that how much of my money will be further used either as a loan or development aid. This is my Profile at KIVA , so that one can always check the authenticity of the claim. A story of how a small loan from you can change the life of a family How Kiva Works ( http://www.kiva.org/about/how ) 1- Make a loan: You make a loan on KIVA. All KIVA loans are made possible by our Field Partners, who vet, administer, and disburse each loan. 2- Get updates: Throughout the life of the loan, you will see progress updates from Kiva through your e-mail, and if you come back to the site. 3- Get paid back:  As the borrower repays the loan, the money becomes available in your account. This ...